Now we paid upto 15 lakhs, 11 lakhs balance is there. Now all his salary went to paying interest only. Now he is unable to manage. So he is asking us to clear the debt; if not, he will commit suicide. If we paid his debt, we would lose our savings. What to do?
Online gaming, especially involving money, is a serious addiction. It is a psychological condition that needs treatment. Paying the debts that he incurred is not a solution. Nor is it desirable. Those who trusted him with money should have given due thought to it. Those near him should have taken steps in time to prevent it. By paying off the loans, one is only strengthening the tendency. The suicide threat is because online gaming puts one in contact with very dark, hostile forces. No doubt the risk is there since he has opened himself to these hostile forces. But the way to go about it is to ask him to take treatment. It will also help him later should someone decide to take a legal action.
In any case, he does not have any moral right over what you have earned with your efforts. Nor are you socially obliged to keep giving cover to an errant way of life. At most, you can help him by taking him to a psychiatrist (Nimhans is right there) and getting him treated. Your responsibility, if any, ends there.
Affectionately,
Alok Da
