Asked by 12 year old boy.
Time is precious and money is not the only precious thing in life. Friends, family, studies, good character, education, health are all precious, more precious than money.
One may lose money and get it again. But if one loses health, character, intelligence it is difficult to get it back.
Hence one should try to use time to gather these things especially when during early years of life such as when a student. For if one wastes that precious period then it is difficult to acquire these most precious things.
Affectionately,
Alok da.